Payment Plans

PAYMENT PLANS

Start Treatment Today With Flexible Payments

We make it easier to begin care. Many patients start treatment with a first payment, then continue with smaller scheduled payments based on their treatment plan.

You do not need to pay the full amount today. Most treatments begin with a first payment.
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How it works

We keep the process simple so you can understand what it takes to begin treatment and what payments come after.

1

Consultation & Treatment Plan

We examine your needs, explain your options, and create a clear treatment plan.

2

Review of Costs & Available Discounts

If you do not have insurance, we review available discounts based on your treatment needs.

3

First Payment to Begin

Your first payment is what allows many patients to begin treatment. It is not simply an amount to reserve treatment for later.

4

Smaller Payments After That

Depending on the treatment, the remaining balance may be divided into monthly payments, phases, or visits.

Important: Final prices and eligibility depend on clinical findings. Some services may not qualify for a payment plan, especially simple same-day treatments.
EASY PAYMENT OPTIONS

See What It Takes to Start Treatment

Most patients start with a first payment, not the full treatment cost. After that, remaining costs may be divided into smaller payments depending on the treatment.

What is the first payment?

It is the amount needed to begin treatment. It is not just a deposit to wait. With this payment, many patients can start treatment right away.

Start treatment with
$ --
First payment
$ --
After that
Smaller payments
How payments usually work
Payment style
We’ll confirm your exact treatment plan and payment schedule at your consultation.
Good news: many patients can begin treatment the same day after their consultation.
Important: These are general ranges only. Final costs depend on your exam, treatment needs, and any available discount for patients without insurance.

Braces

Start with: $600–$1,200
Then: Monthly payments

Implants

Start with: $800–$1,500
Then: Payments by phase or monthly

Dentures

Start with: $600–$1,000
Then: Payments across visits

PAYMENT OPTIONS BY TREATMENT

Find the Payment Style That Fits Your Care

After your consultation, we confirm your exact plan and show you what’s due today and what’s next. Patients without insurance may qualify for discounts (varies by patient).

Monthly Plans

Best for longer treatments with ongoing visits.

  • Orthodontics (braces)
  • Clear aligners
  • Implants & All-on-4
You’ll see a starting amount and a monthly schedule after your exam and treatment plan.

By Steps / Phases

Split payments by visits, steps, or treatment phases.

  • Crowns & bridges (lab cases)
  • Root canals (RCT)
  • Dentures / partials
  • Deep cleaning (by sections)
  • Occlusal guard / splint (2 steps)
Some lab-related treatments may require a percentage paid before sending work to the lab.

Pay Per Visit

Simple, same-day payment for each visit.

  • Fillings (pricing varies by tooth/surfaces)
  • Extractions (single-visit)
  • FMD (semi-deep cleaning)
If multiple fillings/extractions are needed, we can pace care across visits based on what you can pay each time.
PAYMENT METHODS

Flexible Ways to Pay at Top Dental

Choose the option that works best for you. We’ll explain everything clearly before you begin.

In-House Payments

No-interest options for eligible treatments, explained after your consultation.

No credit check (in-house)

Cash

Quick and secure payments in the office.

Debit & Credit Cards

We accept major cards for convenient payments.

Zelle

Easy digital payments when you prefer mobile transfer.

Cherry Financing (Woodbridge Only)

Third-party financing may be available at our Woodbridge location. Options are confirmed based on eligibility.

Note: Patients without insurance may qualify for discounts (varies by patient). Final costs are confirmed after evaluation.
FAQ

Questions About Payment Plans

Clear answers to the most common questions we hear from patients.

No. Patients without insurance may qualify for discounts (varies by patient). After your consultation, we’ll confirm your treatment plan and show available payment options.
Our in-house options are designed to be simple. We’ll explain what’s available after we review your treatment plan.
It depends on the treatment type. Many plans start with a first payment, a step/phase payment, or a per-visit payment. You’ll know what’s due today before you begin.
Yes. Paying in full in one visit is always an option, and it may be offered for patients without insurance. We’ll review what makes the most sense for your care.
Dental care is personalized. Final costs depend on exam findings, treatment complexity, tooth location, and any applicable discount. We’ll confirm your exact total after evaluation.
Fillings, extractions, and FMD are typically paid the day of each visit. If multiple visits are needed, we can pace treatment based on what you can pay per appointment.

Ready to start your treatment plan?

Book a consultation to confirm your exact treatment plan, discount (if applicable), and payment schedule.

Reminder: Discounts for patients without insurance vary by patient. Final pricing and eligibility are confirmed after evaluation.
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Whether you prefer to book online or speak with a real person, our team is ready to assist you in English or Español. Choose the option that works best for you.

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