Payment Plans

PAYMENT PLANS

Start Treatment Now — Pay Over Time

Patients without insurance receive a discount (discounts vary). Your final cost depends on your exam, treatment needs, and other factors. We’ll always explain the plan clearly before you start.

No interest (in-house) Friendly team English & Español

How it works

1

Consultation & Treatment Plan

We examine, explain your options, and build a clear plan based on your needs.

2

Discount Review (No-Insurance Patients)

If you don’t have insurance, we can offer available discounts based on your treatment needs.

3

Split Payments by Visits or Phases

Many treatments can be broken into steps (visits/phases). Some treatments are paid per visit.

4

Start Treatment Confidently

You’ll know what’s due today and what’s due next — with a plan you can follow.

Important: Final prices and eligibility depend on clinical findings. Some services do not offer payment plans (for example: simple one-visit treatments).
QUICK ESTIMATE

Payment Plan Estimator

This is a range estimate to help you plan. Your exact amounts are confirmed after your exam.

Options shown depend on the treatment type.
$ --
Due today (typical) $ --
Plan style
We’ll confirm exact amounts after your consultation.
No-insurance discounts: applied after evaluation and may vary by patient.
Pay in full: available for any treatment as an option for patients without insurance.
PAYMENT OPTIONS BY TREATMENT

Find the Payment Style That Fits Your Care

After your consultation, we confirm your exact plan and show you what’s due today and what’s next. Patients without insurance may qualify for discounts (varies by patient).

Monthly Plans

Best for longer treatments with ongoing visits.

  • Orthodontics (braces)
  • Clear aligners
  • Implants & All-on-4
You’ll see a starting amount and a monthly schedule after your exam and treatment plan.

By Steps / Phases

Split payments by visits, steps, or treatment phases.

  • Crowns & bridges (lab cases)
  • Root canals (RCT)
  • Dentures / partials
  • Deep cleaning (by sections)
  • Occlusal guard / splint (2 steps)
Some lab-related treatments may require a percentage paid before sending work to the lab.

Pay Per Visit

Simple, same-day payment for each visit.

  • Fillings (pricing varies by tooth/surfaces)
  • Extractions (single-visit)
  • FMD (semi-deep cleaning)
If multiple fillings/extractions are needed, we can pace care across visits based on what you can pay each time.
PAYMENT METHODS

Flexible Ways to Pay at Top Dental

Choose the option that works best for you. We’ll explain everything clearly before you begin.

In-House Payments

No-interest options for eligible treatments, explained after your consultation.

No credit check (in-house)

Cash

Quick and secure payments in the office.

Debit & Credit Cards

We accept major cards for convenient payments.

Zelle

Easy digital payments when you prefer mobile transfer.

Cherry Financing (Woodbridge Only)

Third-party financing may be available at our Woodbridge location. Options are confirmed based on eligibility.

Note: Patients without insurance may qualify for discounts (varies by patient). Final costs are confirmed after evaluation.
FAQ

Questions About Payment Plans

Clear answers to the most common questions we hear from patients.

No. Patients without insurance may qualify for discounts (varies by patient). After your consultation, we’ll confirm your treatment plan and show available payment options.
Our in-house options are designed to be simple. We’ll explain what’s available after we review your treatment plan.
It depends on the treatment type. Many plans start with a first payment, a step/phase payment, or a per-visit payment. You’ll know what’s due today before you begin.
Yes. Paying in full in one visit is always an option, and it may be offered for patients without insurance. We’ll review what makes the most sense for your care.
Dental care is personalized. Final costs depend on exam findings, treatment complexity, tooth location, and any applicable discount. We’ll confirm your exact total after evaluation.
Fillings, extractions, and FMD are typically paid the day of each visit. If multiple visits are needed, we can pace treatment based on what you can pay per appointment.

Ready to start your treatment plan?

Book a consultation to confirm your exact treatment plan, discount (if applicable), and payment schedule.

Reminder: Discounts for patients without insurance vary by patient. Final pricing and eligibility are confirmed after evaluation.
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Whether you prefer to book online or speak with a real person, our team is ready to assist you in English or Español. Choose the option that works best for you.

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